Employee State Insurance

Employees State Insurance:-

Employees State Insurance (abbreviated as ESI) is a self-financing social security and health insurance scheme for Indian workers. This fund is managed by the Employees’ State Insurance Corporation (ESIC) according to rules and regulations stipulated there in the ESI Act 1948. ESIC is an autonomous corporation by a statutory creation under Ministry of Labour and Employment Govt. of India.

ESI Act:-

Employees’ State Insurance Corporation (ESIC), established by ESI Act, is an autonomous corporation under Ministry of Labour and Employment Govt of India. As it is a legal entity, the corporation can raise loans and take measures for discharging such loans with prior sanction of the central government and it can acquire both movable and immovable property and all incomes from the property shall vest with the corporation.[6] The corporation can set up hospitals either independently or in collaboration with state government or other private entities, but most of the dispensaries and hospitals are run by concerned state governments.

Benefits:-

The employees registered under the scheme are entitled to medical treatment for themselves and their dependents, Unemployment Cash Benefits in certain contingencies and maternity benefit in case of women employees. In case of employment-related disablement or death, there is provision for a disablement Benefits and a family pension respectively.Outpatient medical facilities are available in 1418 ESI dispensaries and through 1,678 private medical practitioners. Inpatient care is available in 145 ESI hospitals and 42 hospital annexes with a total of 19,387 beds. In addition, several state government hospitals also have beds for exclusive use of ESI Beneficiaries. Cash benefits can be availed in any of 830 ESI centres throughout India.

Recent years have seen an increasing role of information technology in ESI, with the introduction of Pehchan smart cards as a part of Project Panchdeep. In addition to insured workers, poor families eligible under the Rashtriya Swasthya Bima Yojana can also avail facilities in ESI hospitals and dispensaries. ESI Corporation also runs medical, nursing and paramedical schools in some ESI hospitals across India.

Medical and Dental Colleges:-

Employees’ State Insurance Corporation runs medical, dental, nursing and paramedical schools in many locations across India.Presently, there are 9 medical colleges and 2 dental colleges established by the ESI Scheme. These colleges admit students on the basis of marks obtained in the competitive examinations conducted at the central level, the National Eligibility cum Entrance Test (NEET-UG).

There are 6 medical colleges managed by the Ministry of Labour and Employment (India) under the ESI Corporation which are located at Kolkata, Faridabad, Hyderabad, Chennai, Bengaluru and Gulbarga.

The administration of the remaining 3 medical colleges have been handed over to the respective State Governments under various MoU. They were established by the ESI Corporation but are managed by the state government since inception.

Leave a Reply

Your email address will not be published. Required fields are marked *