by CA V. Viswanathan
FCA, ACS, CFE, Registered Valuer (S&FA) | Since 2012
Upload bank statements (PDF or Excel) from any major Indian bank. Transactions are auto-categorized into P&L and Balance Sheet heads using a 5-layer intelligence engine. Track director loans, reconcile with books, and download a 6-sheet Excel workbook.
Upload bank statement PDF or Excel (.xlsx / .csv)
Select multiple files to merge (e.g. Apr-Sep PDF + Oct-Mar PDF)
Upload your Tally/Busy/Zoho Books bank ledger export (Excel/CSV) to reconcile with bank statement
Bank statement analysis is a foundational forensic procedure for due diligence, fraud investigation, related-party transaction tracking, and Section 68/69 unexplained-credit defence. The analysis identifies fund-flow patterns, related-party transactions, round-tripping indicators, and reconciliation anomalies.
Statement integrity validation: header-and-footer hash verification; sequence integrity (no missing entries); opening-and-closing balance reconciliation; cross-bank reconciliation where multiple accounts exist. Section 65B Indian Evidence Act certification is required for admissibility of bank statements as electronic evidence.
This tool provides indicative output based on declared inputs. For complete advisory or compliance execution including any required regulatory filings, certifications, or representation, consult CA V. Viswanathan — FCA, ACS, CFE, IBBI Registered Valuer (IBBI/RV/03/2019/12333) — at +91 99622 60333. Free 30-minute consultation, with detailed scope and fixed-fee quote within 24 hours.