Article • 2026-03-25
Bank Statement Analyzer & Categorizer
Bank Statement Analyzer & Categorizer
by CA V. Viswanathan
FCA, ACS, CFE, Registered Valuer (S&FA) | Since 2012
Bank Statement Analyzer & Categorizer
Upload bank statements (PDF or Excel) from any major Indian bank. Transactions are auto-categorized into P&L and Balance Sheet heads using a 5-layer intelligence engine. Track director loans, reconcile with books, and download a 6-sheet Excel workbook.
Supports: SBI, HDFC, ICICI, Axis, Kotak, BOB, PNB, IndusInd, Yes Bank, IDFC, Federal, Canara + any generic Excel/CSV
Features: Auto-categorization (95-99%) • Director Loan Tracking • Bank Reconciliation • P&L & BS Segregation • 6-Sheet Excel Export
Privacy: 100% client-side processing. No data leaves your device.
Features: Auto-categorization (95-99%) • Director Loan Tracking • Bank Reconciliation • P&L & BS Segregation • 6-Sheet Excel Export
Privacy: 100% client-side processing. No data leaves your device.
🏦 Upload Bank Statement(s)
Upload bank statement PDF or Excel (.xlsx / .csv)
Select multiple files to merge (e.g. Apr-Sep PDF + Oct-Mar PDF)
📚 Upload Books / Tally Data (Optional — for Reconciliation)
Upload your Tally/Busy/Zoho Books bank ledger export (Excel/CSV) to reconcile with bank statement
👥 Director / Partner Names (for Loan Detection)
+ Add Director / Partner
💼 Business Info
Our experts will review your case and get back to you within 24 hours.
Thank you! Our team will contact you within 24 hours.
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This tool provides automated categorization for reference purposes only. All categorizations must be reviewed and verified by a Chartered Accountant before use in financial statements or tax filings. The tool processes data entirely in your browser — no data is sent to any server.
DISCLAIMER — The tools and calculators provided on this website by Virtual Auditor (virtualauditor.in) are for informational and educational purposes only. They do not constitute professional advice — whether legal, financial, tax, regulatory, or otherwise. While we make every effort to keep the information accurate, complete, and up to date, we do not guarantee or warrant the accuracy, reliability, or completeness of any calculations, outputs, or recommendations generated by these tools. Laws, rules, regulations, fee schedules, tax rates, and government policies are subject to change without notice. Actual fees, penalties, compliance requirements, and regulatory outcomes may differ based on your specific facts, circumstances, and the applicable regulatory authority’s interpretation. These tools are NOT a substitute for professional consultation. Users are strongly advised to consult a qualified Chartered Accountant, Company Secretary, Lawyer, or other professional advisor before taking any action based on the output of these tools. Virtual Auditor, its partners, employees, and affiliates shall not be liable for any loss, damage, or consequence arising from the use of or reliance on information provided by these tools. By using any tool on this website, you acknowledge and agree that: 1. The output is indicative and approximate — not a final determination. 2. You will verify all calculations and recommendations with a qualified professional. 3. Virtual Auditor bears no responsibility for decisions made based on tool outputs. 4. Government fee schedules, tax rates, and regulatory provisions referenced are based on publicly available information as of the last update date and may have changed.
For professional assistance, contact: Virtual Auditor | G-131, Phase III, Spencer Plaza, Anna Salai, Chennai 600002 | Phone: +91-99622-60333 | Email: support@virtualauditor.in | Web: virtualauditor.in
— Last updated: March 2026
DISCLAIMER — The tools and calculators provided on this website by Virtual Auditor (virtualauditor.in) are for informational and educational purposes only. They do not constitute professional advice — whether legal, financial, tax, regulatory, or otherwise. While we make every effort to keep the information accurate, complete, and up to date, we do not guarantee or warrant the accuracy, reliability, or completeness of any calculations, outputs, or recommendations generated by these tools. Laws, rules, regulations, fee schedules, tax rates, and government policies are subject to change without notice. Actual fees, penalties, compliance requirements, and regulatory outcomes may differ based on your specific facts, circumstances, and the applicable regulatory authority’s interpretation. These tools are NOT a substitute for professional consultation. Users are strongly advised to consult a qualified Chartered Accountant, Company Secretary, Lawyer, or other professional advisor before taking any action based on the output of these tools. Virtual Auditor, its partners, employees, and affiliates shall not be liable for any loss, damage, or consequence arising from the use of or reliance on information provided by these tools. By using any tool on this website, you acknowledge and agree that: 1. The output is indicative and approximate — not a final determination. 2. You will verify all calculations and recommendations with a qualified professional. 3. Virtual Auditor bears no responsibility for decisions made based on tool outputs. 4. Government fee schedules, tax rates, and regulatory provisions referenced are based on publicly available information as of the last update date and may have changed.
For professional assistance, contact: Virtual Auditor | G-131, Phase III, Spencer Plaza, Anna Salai, Chennai 600002 | Phone: +91-99622-60333 | Email: support@virtualauditor.in | Web: virtualauditor.in
— Last updated: March 2026
CA V. Viswanathan
FCA, ACS, CFE, Registered Valuer (S&FA) | IBBI/RV/03/2019/12333 | Since 2012
G-131, Phase III, Spencer Plaza, Anna Salai, Chennai 600002