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Compliance

SBO Compliance Checker

Virtual Auditor2026-03-23🕒 1 min read

by CA V. Viswanathan
FCA, ACS, CFE, Registered Valuer (S&FA) | Since 2012

Significant Beneficial Owner (SBO) Checker

Identify Significant Beneficial Owners under Section 90 of the Companies Act, 2013. Add each shareholder's details to check who qualifies as an SBO and understand BEN-1/BEN-2 filing requirements.

Shareholder #1

Significant Beneficial Ownership (SBO) — Section 90 Framework

Section 90 of the Companies Act 2013 read with the SBO Rules 2018 (as amended) requires every reporting company to identify Significant Beneficial Owners — individuals who hold (directly or indirectly through layered structures) at least 10% of the company's shares, voting rights, distribution rights, or who exercise significant influence/control.

Compliance steps: (a) Identification of SBOs by the reporting company through reasonable steps including BEN-4 enquiry letters to members; (b) BEN-1 declaration submitted by each SBO; (c) BEN-2 filing by the company with ROC within 30 days of receipt of BEN-1; (d) BEN-3 register maintenance; (e) annual review embedded in the MGT-7 annual return process.

Penalties: ₹10 lakh on company, daily continuing penalty up to ₹50 lakh, ₹2 lakh on every officer in default. Most importantly — BEN-3 freezing of shares of unidentified SBOs.

This checker helps determine whether an individual qualifies as SBO and the documentation required. For multi-layer ownership structures (foreign holdcos, trusts, LP-LP chains), consult CA V. Viswanathan at +91 99622 60333.